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- ___________________________________________
- /___________________________________________\
- | |
- | TRW Terminolgy |
- | Understanding What You Read |
- | |
- |
- | Master Blaster |
- | Advanced Telecommunications Inc. |
- \___________________________________________/
- Type of Account
- \_____________/
-
- brevation Explanation
- _______/ \_________/
-
- AUT Auto
- UNS Unscured
- SEC Secured
- P/S Partially Secured
- H/I Home Improvement
- FHA FHA Home Improvement
- Installment Sales Contract
- CHG Charge Account
- R/E Real Estate Specific Type unknowen-in terms
- of years
- SCO Secured by Co-Signer
- BUS Busness
- REC Recreational Merchandise
- EDU Educational
- A Lease
- COM Co-Maker(not borrower)
- C/C Check Credit or Line of Credit
- F/C FHA Co-Maker(not borrower)
- M/H Mobil Home
- CRC Credit Card
- R/F FHA Real Estate Mortgage-in terms of years
- E Note Loan
- NCM Note Loan With Co-Maker
- HHG Secured by Household Goods
- H+O Secured by Household Goods & other Collateral
- ASL Auto
- R/V VA Real Estate Mortgage-in Terms of Years
- C Conventional Real Estate Mortgage-Terms in
- Years
- R/O Real Estate Mortgage-with or without other
- collateral Usually a seccond mortgage-Terms
- in months Amount shown in $100.00 incerments
- C Co-Maker(not Borrower)
- REN Rental Agreement
- SUM Summary of Accounts with same status
- UNK Unknowen (that's the meaning not that i don't
- know)
- DCS Debit Counseling Service
- CCP Combined Credit Plan
- T Account Reviewed by Credit Grantor
- A/M Account Monitor by Credit Grantor
- RVW Account Review by Credit Grantor
- EMP Employment
- PSC Solicitation
- D/C Debit Card
- DCP Data Correction Profile
- D Address information for Mailing
- IDV Address information for the Government
- CLS Credit Line Secured
- COL Collection Attorney
- INS Insurance Claims
- C/S Child Support
-
- Court Codes
- \_________/
-
- CIR Circut
- CITY City
- CVL Civil
- CO County
- CT Court
- DIS District
- IRS Internal Revenue Service
- JUS Justice
- MUN Municipal
- Registrar
- ST State
- SPR Superior
- SUP Suprame
-
-
- Explination of Status Comments
- \____________________________/
-
- BK ADJ PLN Debit included in or completed through
- Bankruptcy Chapter 13.
- K LIQ REO Debit included in or discharged through
- Bankruptcy Chapter 7 or 11.
- CHARGE OFF Unpaid balance reported as a loss by credit
- grantor.
- CLOS INAC Closed inactive account
- COLL ACCT Account seriously past due/account assigned
- to attorney. Collection agency or credit
- grantors internal collection department.
- CO NOW PAY Now paying - Was charge off.
- 4`IEjjHCredit card lost or ssoolen.
- CR LN CLOS Credit line closed/reason unknowen or by
- consumer request/there may be a balance due.
- CR LN RNST Account now available for use and is in good
- standing. Was closed account.
- CURR ACCT This is either an open or closed account is a
- credit card or charge account. It should be
- available for use and there may be a balance
- due. If the account is closed. There were no
- past due amounts reported and it was paid.
- CUR WASCOL Current account was collection account.
- UR WAS DL Current account was past due.
- CUR WASFOR Current account Foreclosure was started.
- CUR WAS 30 Current account was 30 days past due.
- CURWAS30-2 Current account was 30 days past due twice.
- CURWAS30-3 Current account was 30 days past due three
- times.
- CURWAS30-4 Current account was 30 days past due four
- times.
- CURWAS30-5 Current account was 30 days past due five
- times.
- CURWAS30-6 Current account was 30 days past due six
- times or more.
- CURWAS 60 Current account was 60 days delinquent.
- CUR WAS 90 Current account was 90 days delinquent.
- CUR WAS 120 Current account was 120 days delinquent.
- CUR WAS 150 Current account was 150 days delinquent.
- UR WAS 180 Current account was 180 days delinquent or
- more.
- DECEASED Consumer deceased.
- DELINQ 60 Account delinquent 60 days.
- DELINQ 90 Account delinquent 90 days.
- DELINQ 120 Account delinquent 120 days.
- DELINQ 150 Account delinquent 150 days.
- LINQ 180 Account delinquent 180 days.
- DEL WAS 90 Account was delinquent 90 days/now 30 or 60
- days delinquent.
- DEL WAS 120 Account was delinquent 120 days/now 30,60 or
- 90 days delinquent.
- VCLAIM Claim filed with government for insured
- portion of balance on an educational loan.
- FORECLOSURE Credit grantor sold collateral to settle
- defulted mortgage.
- INQUIRY A copy of the credit profile has been sent to
- this credit grantor at their request.
- INS CLAIM Claim filled for payment of insured portion
- of balance.
- NOT PD AA Account not being paid as agreed.
- PAID ACCP Closed account/zero balance.not rated by
- credit grantor.
- PAID SATIS Closed account/paid satisfactory.
- PD BY DLER Credit grantor paid by company who originally
- sold the merchandise.
- PD CHG OFF Paid account/was charge-off.
- PD COLL AC Paid account was a collection account
- insurance claim or education claim.
- PD FORECLO Paid account A forclosure was started.
- PAID NOT AA Paid account. Some payments were made past
- the agreed due dates.
- PD REPO Paid account/was a repossession.
- D WAS 30 Paid account/was 30 days past due.
- PD WAS 30-2 Paid account/was 30 days past due 2 or 3
- times.
- PD WAS30-4 Paid account/was 30 days past due 4 times.
- PD WAS30-5 Paid account/was 30 days past due 5 times.
- PD WAS30+6 Paid account/was 30 days past due 6 or more
- times.
- PD WAS 60 Paid account/was 60 days delinquent.
- PD WAS 90 Paid account/was 90 days delinquent.
- PD WAR 120 Paid account/was 120 days delinquent.
- PD WAS 150 Paid account/was 150 days delinquent.
- WAS 180 Paid account/was 180 days delinquent or more.
- REDMD REPO Account was a repossession/now redeemed.
- REFINANCED Account renewed or refinanced.
- REPO Merchandise was taken back by credit grantor,
- there may be a balance due.
- CNL Credit grantor cannot locate consumer.
- SCNL NWLOC Credit grantor could not locate
- consumer/consumer now located
- SETTLED Account leagally pain in full for less than
- the full balance.
- ce.
- VOLUN REPO Voluntary repossession.
- 30 DAY DEL Account past due 30 days.
- 30 2 TIMES Account past due 30 days 2 times.
- 30 3 TIMES Account past due 30 days 3 times.
- 30 4 TIMES Account past due 30 days 4 times.
- 30 5 TIMES Account past due 30 days 5 times.
- 6+ TIMES Account past due 30 days 6 times or more.
- 30 WAS 60 Account was delinquent 60 days/now 30 days.
- TOONEWRT Account too new to rate.
-
- Items of Public Record
- \____________________/
-
-
- BK 7 -FILED Voluntary or Involuntary Pentition in
- Bankruptcy Chapter 7 - (Liquidation)filed.
- BK 7 -DISCH Voluntary or involuntary Petition in
- bankruptcy Chapter 7 - (liquidation)
- discharged.
- BK 7 -DISM Voluntary or involuMM9
- BK 11 -FILE Voluntary or in voluntary petition in
- bankruptcy Chapter 11 - (Reorginazition)
- filed.
- BK 11 -DISC Voluntary or involuntary Petition in
- Bankruptcy Chapter 11 - (Reorgiznation)
- discharged.
- BK 11 -DISM Voluntary or involuntary petition in
- Bankruptcy Chapter 11 - (Reorgiznation)
- Dismissed.
- BK 13 -FILE Petition in banyruptcy Chapter 13
- (Adjustment of Debt) filed.
- 13 -DISM Petition of bankruptcy Chapter 13
- (Adjustment of debt) dismissed.
- BK 13 -COMP Petition in bankruptcy Chapter 13
- (Adjudtment of debt) completed.
- CITY TX LN City Tax Lien.
- CTY TX REL City Tax Lien Released.
- SEL SER Debt Counseling Service.
- CO TAX LN County Tax Lien.
- CO TAX REL County Tax Lien Released.
- FED TAX LN Fedral Tax Lien.
- FED TX REL Fedral Tax Lien Released.
- JUDGMENT Judgment.
- JUDGMT SAT Judgment Satisified.
- MECH LIEN Mechanic's Lien.
- ECH RELE Mechanic's Lien Released.
- MN MTG FIL Manual Mortgage Report (Developed credit
- report prepared for this grantor, copy
- attached.)
- NT RESPON Not responsible notice.
- STAT TX LN State Tax Lien.
- AT TX REL State Tax Lien Released.
- SUIT Suit.
- SUIT DISMD Suit Dismissed or Discontinued.
- WAGE ASIGN Wage Assignment.
- W/A RELEASE Wage Assignment Released.
-
-
- Assoication Codes With Definitions
- \________________________________/
- soication Assoiation
- th Account Terminated As Of
- Currently Active Date Reported
-
-
- ................Undesignated....................A
- eported by TRW Credit Data only.
- ...............Individual.....................
- ndividual: This is the only person associated with this
- ccount.
-
- ...Joint Account-Contractual Responsibilty......B
- his individual is expressly obligated to repay all debts
- rising on this account by reason of having signed an
- ment to that effect.
-
- ..........Authorized User-Joint Account.........C
- he individual has use of this joint account for which
- nother indivdual has Responsibility.
-
- ...........Joint Account.......................D
- his individual participates in this account. The assoitation
- t be disinguished between joint Account-Contractual
- esponsibilty or Authorized User.
-
- ...................Co-Maker....................E
- his individual has garanteed this account and assumes
- esponsibilty.
-
- ................On Behalf Of...................F
- individual has signed an application for the purpous of
- ecuring credit for another individual.
-
- ..................Maker........................G
- his individual is responsible for thhs account, whic is
- uaranteed by a Co-Maker. To be used in lieu of Code 2 and 3
- there is a Code 5-Co-Maker.
-
-
- hanks to TRW....
- _______________________________________________
- \
- )ackrite 1986 Advanced Telecommunications Inc..
- _______________________________________________/